4 Financial Scams to Avoid Online

In the "good ol days", "being deceived was not what it is today. When a time much of our personal information, name, address, bank account number, social security number, you can find online it is important to learn to wait and be aware of financial fraudsters.

Everyone is a potential target, target often considered elderly are "easier" than some of the objectives, as the generation that grew up with technology as those aged between 20 and 30 years on did. Not understanding what is normal and acceptable versus what is not devastating situations can lead to identity theft.

To avoid being scammed, you should be constantly on the lookout for suspicious situations such as:

Phishing e-mails. It is not uncommon to get an e-mail of what may seem to be your bank or other person with access to sensitive personal information. These e-mails often ask you to provide login information, bank account numbers or other sensitive information, banking on the hope that you will not notice that it is done Do you say you are.

Loans "pre-approved". Especially this is overwhelming, as it often goes with bad credit anyway. After being Abebooks web sites full credit for a purpose (which, of course, asks for information of all kinds), consumers are told they just have to wait for a processing fee fournisseur check out the loan. Of course, the share out the loan purpose is never received.

The fake antivirus programs. One of the most common scams consumers, ironically, provides protection against viruses ... if you just download the program. Although pop-up windows may seem legitimate, non-clicking on them will often result in the release of malware or viruses on your computer, a result that can be very difficult to fix. Another version of this would be in the form of a phone call from a "representative" of a company known computer says there is a problem with your computer. This will never be true.

Social media scam. Due to the type of social media, the virus can spread to all social networks incredibly fast. It can be in the form of a message Clicking All unleashes a virus that will start posting links to malicious virus that user profile. "Special Offers" and aussi contests are a common route for scammers, you offer great strength goal in his agreement to personal information and allow access to your account before delivery (All you normally do).

Randy Tye is a journalist specializing in issues related to fraud, finance, and financial mistakes. She lives in Boston and works as a system administrator for a small investment firm.

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COMPUTER AND INTERNET FRAUD

 OVERVIEW

Criminal activity involving the perpetration of a fraud through the use of the computer or the internet can take many different forms. One common form includes “hacking,” in which a perpetrator uses sophisticated technological tools to remotely access a secure computer or internet location. A second common criminal activity involves illegally intercepting an electronic transmission not intended for the interceptor. This may result in the interception of private information such as passwords, credit card information, or other types of so-called identity theft.

Federal law defines computer fraud as the use of a computer to create a dishonest misrepresentation of fact as an attempt to induce another to do or refrain from doing something which causes loss. Criminals create fraudulent misrepresentation in a number of ways. First, they can alter computer input in an unauthorized way. Employees may embezzle company funds by altering input data. Second, criminals can alter or delete stored data. Third, sophisticated criminals can rewrite software codes and upload them into a bank’s mainframe so that the bank will provide its users’ identities to the thieves. The thieves can then use this information to make unauthorized credit card purchases.

Violators may be prosecuted under:

• 18 U.S.C. § 506 No Electronic Theft Act
• 18 U.S.C. § 1028 Identity Theft and Assumption Deterrence Act of 1998
• 18 U.S.C. § 1029 Fraud and Related Activity in Connection with Access Devices
• 18 U.S.C. § 1030 Fraud and Related Activity in Connection with Computers
• 18 U.S.C. § 1343 Wire Fraud
• 18 U.S.C. § 1362 Communication Lines, Stations, or Systems
• 18 U.S.C. § 2511 Interception and Disclosure of Wire, Oral, or Electronic Communications Prohibited
• 18 U.S.C. § 2701 Unlawful Access to Stored Communications
• 18 U.S.C. § 2702 Disclosure of Contents
• 18 U.S.C. § 2703 Requirements for Governmental Access

See White-collar crime.

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the largest hacking ever seen

160 million credit card numbers stolen from the computer systems of several companies. Over several years, hacking the Nasdaq, JetBlue, 7-Eleven, Carrefour, Dexia or Visa Jordan companies, 5 hackers were able to obtain and resell bank details for damages estimated at $ 300 million. American justice has charged the alleged perpetrators of the largest hacking case that the United States had ever seen.
Started since at least 2007, the fraud was to integrate the computer system companies. Hackers were installing malicious software that allowed to disable antivirus software to collect data from customer credit card. They were then stored on platforms hacking for each sold 10 to 50 dollars. Buyers resold, in turn, the bank details on the internet or forgers who used to blank credit cards.


160 million credit card numbers were defrauded from fifteen companies victims. U.S., but not only: Heartland, Nasdaq, Visa Jordan, 7-Eleven, the French company Carrefour or Franco-Belgian bank Dexia. According to the American justice, Carrefour was the victim, at least since October 2007, to the tune of 2 million bank details.

The total damage was estimated at $ 300 million, is the most important meeting in the United States. An open investigation in 2012 led to the arrest of hackers Drinkman Vladimir and Alexander Kalinin, The Netherlands, in June 2012.The week of July 22, the U.S. Justice announced the indictment of two people and three others remain at large. In total, only five people, Russian and Ukrainian nationality, have managed to steal the 160 million bank details.

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